Square up smarter

Key information – what your clients need to know about paying with Tax Traders

We're Inland Revenue-approved.
Flexible payment options are available, including single payments or instalment options, provided the transaction is completed within the legislative timeframe.
Public Trust holds and approves all payments and transactions with Tax Traders.
Your clients have up to 75 days after your terminal tax date to settle your tax.
In most cases, your clients' terminal tax date for the 2024-25 income year will either be 7 February 2026 or, if your taxpayer has a valid extension of time, 7 April 2026.

Legislative deadlines approaching

Transactions with Tax Traders must be completed within legislated timeframes.

If your clients don't have extension of time (EOT), income tax for the 2025 tax year must be settled by no later than 23 April 2026.

If your clients do have EOT, they’ll have until 18 June 2026 to complete their transactions for the 2025 tax year.

How paying Tax Traders works

Tax Traders has tax available in its account at Inland Revenue across several tax periods. This tax has been paid by different taxpayers at different tax dates and their payments were date stamped at the time they were made.

Once these taxpayers have finalised their tax return and settled their residual income tax, they are able to earn a better interest return by selling any overpaid tax they have to a taxpayer who has underpaid.

Your client would be ‘buying’ this surplus tax and applying it against your own liability.

1
Your client pays the tax amount (plus Tax Traders’ interest cost) to us.
2
We arrange for the date‑stamped tax you require to be transferred from our tax pool account to your client's Inland Revenue account.
3
Once Inland Revenue processes the transfer, it treats the tax as if it were paid on the original due date – removing any interest and late payment penalties showing on your client's account.

Why Tax Traders

Here's what makes us the market leader and New Zealand's most preferred tax pooling provider.

Best tech: Our smart tools are designed to save you hours and reduce admin stress. No more juggling spreadsheets or reconciling across platforms.
Best service: We’re not a call centre. You won’t be put on hold or need to repeat your question to the next person. You’ll quickly get the answer you need each time.
Best expertise: When you work with Tax Traders, you can trust you’re receiving the right advice designed to achieve the best outcome for your clients.

Hear what our clients have to say

Don’t just take our word for it. Here's what some of the accounting firms using Tax Traders as their exclusive tax pooling provider have to say about us.

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“If you’re not pooling with Tax Traders, you’re doing it wrong."

Dave Saunders, Aro Accounting

“The amazing staff … are so quick to respond to my queries, which makes it really easy to provide timely advice to clients.”

Florence Phillips, Convex Accounting

“Since moving to Tax Traders, [we’ve] never looked back. [Our] clients love the great range of payment options and their tools save [us] so much time.”

Thrive Accountants

“Tax Traders are very knowledgeable and great at sorting out tricky issues.”

David Hooper, Director, David Hooper CA

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Square up smarter with Tax Traders

FY25 tax not quite right for some clients?

A quick top-up with Tax Traders can reduce Inland Revenue interest and eliminate penalties on underpaid income tax.