Tax payment flexibility

With ongoing economic pressures affecting New Zealand businesses, managing cash flow has never been more challenging.

Tax Traders offers flexible tax payment solutions designed to help your clients stay in control and plan with confidence – no matter the climate.

Option one: Defer payments and preserve working capital

Allow clients to defer their 28 August provisional tax payment for up to 22 months – without facing IR interest and penalties. It’s a cost-effective way to keep cash in their business when it’s needed most.

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Option two: Access funding without the usual hassle, through our sibling company, Taxi

By depositing their 28 August provisional tax payment through Taxi, clients unlock the option to use that tax as security to access affordable working capital if cash flow gets tight. This can save your clients more money because they only borrow if and when they need it.

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Ready to help your clients take control of their cash flow?

Finance tax

Find out how much it would cost for your client to defer their provisional tax payment.

Get a quote

Access Taxi funds

See how your clients can turn provisional tax into a source of smart, flexible funding.

See pricing plans

Got a question?

Feel free to get in touch. Our team of experts is here to help.

Keeping the doors open in a volatile season

A boutique hotel in Nelson was feeling the squeeze. Winter bookings had dipped following unpredictable travel patterns and last-minute cancellations, while staffing costs surged amid industry-wide competition. Maintenance bills stacked up after a series of power outages, and interest rates remained stubbornly high.

Construction firm manages cash flow with Taxi

A mid-sized construction company operating in Christchurch specialises in multi-unit developments and seismic strengthening projects. Heading into the August provisional tax period, the business was navigating challenges typical of the current economic climate: project delays due to council sign-offs, rising material costs and subdued demand across the sector.

The smarter choice

Compared to paying Inland Revenue directly or relying on a business overdraft, we offer a more cost-effective and flexible way to manage provisional tax, while keeping your clients’ cash flow in check.

Here’s how our options stack up and make financial sense for your clients.

	Tax Traders and Taxi	IR direct payment	Bank overdraft
IR compliant	Yes	Yes	Not designed for tax
Cash flow flexibility	Yes	No	No
Approval process	None	N/A	Yes – lengthy and slow
Security needed	No	N/A	Yes
Interest cost	Low	UOMI of 9.89%, plus late payment penalties if payment is not maide on time.	High – typically double-digit interest

Create cash flow certainty for your clients today

In a volatile economy, smart tax management isn’t just helpful – it’s essential. Give your clients the option by setting them up with Tax Finance or Taxi now. It's no obligation – but it could be the most helpful thing you send your clients this month.