Modern tax pooling for accountants

Your clients deserve the benefits New Zealand's tax system offers, and you deserve a better way to deliver them. Tax Traders is a registered tax pooling provider with Inland Revenue (IR). We pair a direct data connection to IR with tools built by people who know tax, so you spend less time reconciling and more time advising.

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Ready to upgrade? Let's talk
Why Tax Traders

Modern tax pooling, built on smarter technology

Upgrading is about more than changing provider. It's moving to a platform designed around how you work.

Built on data

  • Direct IR integration

    Your client data comes straight from Inland Revenue, so you work from one source of truth and never handle anything twice. 

  • ProvCheck

    Brings your XPM, myIR and Tax Traders data together for fast, accurate provisional tax notices. Missed payments are flagged automatically. 

  • Residual Income Tax Tool

    Enter a few details and it works out what's owed, when it's due and the best way to pay.

Built to protect you

  • Defender

    More than 30 automated checks on every transaction catch common errors before anything reaches IR. Nearly 7,000 errors prevented so far.
  • ISO 27001
    New Zealand's only tax pooling provider certified to this information security standard.

Built on trust

  • $440m+
    Saved New Zealand taxpayers more than $440 million in use of money interest (UOMI) and late payment penalties (LPP) to date.

  • Certified B Corp

    Inclusion, fairness and generosity guide how we work. Choose Tax Traders and you choose a partner that does business for good.

Built by people who know tax

  • Expertise

    When you call, you reach people who understand your world, from Chartered Accountants to our in-house development team.

  • Real support, not a call centre

    Our Client Solutions Team gives you fast, thoughtful answers, with no queues and no repeating yourself

  • Ongoing training

    CPD-accredited training and demos for every level, from graduates to partners. 
Learn more about tax pooling?

Smarter workflow tools

What if managing provisional and terminal tax payments didn't involve juggling spreadsheets and triple-checking your numbers?

ProvCheck: Get provisional tax notices right, fast

ProvCheck brings data from XPM, myIR and Tax Traders into one system. No more comparing spreadsheets to vet your data. Just fast, accurate tax notices, ready to send.

  • You get more time for higher-value work and better service to your clients.

  • Branded notices can be sent individually or on a group basis.

  • Missed payments are flagged so you can act quickly, before they become a bigger problem.

 

Learn more about ProvCheck

Advanced reporting, designed for accountants

You make better decisions when the numbers are clear and current. Tax Traders reporting gives you a plain view of your clients' tax pooling transactions, so you can optimise their position and handle even the trickiest reconciliations.

  • ICA Report

    Complete IR4Js faster, with instant visibility of how tax pooling transactions affect your clients' imputation credit account (ICA) balances.

  • Attention Needed Report

    See which clients have shortfalls with IR for the current tax year, and where tax pooling may reduce their interest costs and eliminate late payment penalties.

  • Combined Report

    See your clients' Tax Traders and IR positions together in one view, with no collating data from multiple sources.

  • Balance Movements Report

    Track funds as they move within the tax pool and reconcile opening and closing balances quickly. Pair it with the Interest Report and you have the numbers you need for financial statements or tax returns.

  • Cut-Off Report

    Quickly see which clients hold balances tied to standard dates, so their tax reaches IR before the legislative deadline.

  • Global Balance Report

    See every client who holds a balance in the Tax Traders tax pool, in one list.

  • Transaction History

    Reconcile with confidence using a full, downloadable history of your clients' deposits, buys and sells.

  • Interest Report

    See the interest amounts tied to your clients' tax pooling transactions, so financial statements and tax returns come together accurately.

  • Upcoming Payments Report

    Stay ahead of your clients' upcoming Tax Traders payments with a clear summary of every active arrangement.

  • Missed Payment Report

    Spot overdue payments straight away, so you can step in early and keep your clients on track.

  • Tax Pooling Summary

    Make reviews simpler with a clear snapshot of your clients' tax pooling transactions for any income year. Tax legislation keeps changing, and so does our reporting. When Inland Revenue changes the rules, we build for it, so you're never left waiting for our tools to catch up.

Firms like yours have already made the move

Their online portal is also intuitive and easy to use, making transactions quick and hassle-free. I wouldn't hesitate to recommend Tax Traders to any accounting practice looking for a reliable and professional tax pooling provider.
Carmen Wilson, CA — Director, Altitude Chartered Accountants
The Tax Traders system is incredibly useful and user-friendly, and the process is simple from start to finish. Josh is just the best to work with, always helpful, responsive, and willing to go the extra mile.
Kylie Hollard, CA — Partner, Baker Tilly Staples Rodway

A record of innovation, built around accountants

Tax pooling should cut through complexity, not add to it. Here's how it has become smarter, faster and simpler for accountants since 2012.

  1. 2012

    Tax Traders begins

    Tax Traders opens its doors on a simple belief: tax pooling should be available to everyone, not just "the big guys". It's also the first provider to quote interest rates on all transactions, so pricing is clear before you and your clients commit.
  2. 2015 - 2017

    Flexible online payments

    Flexible online payment options, with daily settlements and automated instalment arrangements, make paying tax easier for your clients. Online swaps are approved instantly at the point of submission.  
  3. 2018 - 2019

    Residual Income Tax Tool launches

    The Residual Income Tax (RIT) Tool automates swaps, transfers and terminal tax payments, for better accuracy and efficiency. Single sign-on and a streamlined calculator interface follow, making it quicker and more secure to use. 
  4. 2020 - 2021

    First Inland Revenue data feed

    Tax Traders becomes the first tax pool with access to an Inland Revenue (IR) data feed, bringing provisional and terminal tax processes together. The Combined Report merges IR data with tax pooling balances for a single view of each taxpayer, and IR data validation tools detect incomplete data before you use it. The corporate dashboard adds a consolidated group view.
  5. 2022

    Defender and smarter automation

    Defender checks transactions automatically, catching potential errors before they reach IR. Automated corrections fill gaps in IR bulk data using the real-time API feed. You also get more control over year-end automated deposits, and firmwide access permissions give your whole team client visibility.
  6. 2023

    ProvCheck and the RIT Tool for groups

    ProvCheck is released, bringing IR data together with your practice management system to streamline provisional tax workflows. The RIT Tool extends to groups of related taxpayers.

     

  7. 2024

    Taxi launches

    Our sibling company, Taxi, gives businesses affordable working capital, secured against the tax deposits they hold in the tax pool. The ICA Report helps you assess how tax pooling transactions affect imputation credit accounts. Two-factor authentication and a read-only view are introduced for firmwide access permissions.
  8. 2025

    ISO 27001 and an Inland Revenue product ruling

    Tax Traders becomes the first tax pooling provider to achieve ISO 27001 certification, the international information security standard. It also becomes the first and only tax pooling provider to receive an IR product ruling. The ruling confirms that taxpayers can access funding through Taxi, using provisional tax deposits as security, without triggering a debit in their imputation credit account (ICA).
  9. 2026

    Attention Needed Report

    The Attention Needed Report shows you which clients have shortfalls with IR, in real time, so you can step in before the legislative cut-off, when tax pooling may be able to reduce interest costs and eliminate late payment penalties. 

     

Questions about switching

No. Funds transfer directly between pools, so there's no need to clear a balance out to IR first.

No. Original deposit dates and fund classification are maintained when you switch. Nothing is reset or backdated.

Yes. You're not limited to a single pool and can hold funds across more than one at the same time.

No. There's no minimum deposit, and no fees for depositing or transferring tax.

Ready to upgrade? Let's talk

One short form is all it takes to get started. Tell us what you'd like to know, and our team will walk you through the move, step by step.